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The checks for your Florida winter, before you pay.
(The Florida Snowbird Rule Book)
A rental that costs more than the listing. A doctor your plan won't cover. A toll text asking for your card. Know what to check before a small problem becomes an expensive one.
Tap the video below to play it. Martin explains everything in 1 minute.Sound on · 1 minute
01
How it works
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02
The honest math
Small oversights. Real money.
One three-month example from Lesson 4, p.12. Your own numbers will differ.
| The decision | Without the check | With the check |
|---|---|---|
| Housing: rent, taxes, fees and cleaningThree months at $2,500; add $600 + $250 · p.12 | $7,500 budgeted | $8,350 allowed |
| UtilitiesMissing from a rent-only budget · p.12 | $0 budgeted | $450 allowed |
| Travel, care, extra insurance and household spending$900 + $600 + $300 + $1,800 · p.12 | $0 budgeted | $3,600 allowed |
| Early-return reserveMoney held aside; not necessarily spent · p.12 | $0 budgeted | $1,500 allowed |
| Refundable depositCash needed while held; not final spending · p.12 | $0 budgeted | $2,500 allowed |
| Total for the book's example | $7,500 budgeted | $16,400 needed or held |
The Florida Snowbird Rule Book, Lesson 4, pp. 12–13. Budgeting method: Consumer Financial Protection Bureau, “Assess your spending” (consumerfinance.gov/owning-a-home/prepare/assess-your-spending/). The dollar inputs are the book’s own illustrative arithmetic, not government estimates.
03
Look inside
Real pages from the book. See the check, the illustration and the next step before you buy.
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What's inside
From the first rental search to closing up for the trip home. Find the question you need, then put the answer on paper.
- The rent is not the price of your winter, and the budget lines that get missed. · p.12
- Before you send a deposit, match the person, the property and the payment instructions. · p.29
- Will your walker fit through that bathroom? Check the route you will actually use. · p.31
- The rental clause to read before a storm, and what to ask about leaving early. · p.37
- Which payment comes back? Trace deposits separately from rent and fees. · p.39
- A doctor nearby is not the same as access: ask about your plan and your appointment. · p.50
- Your pills need a travel plan, too: count the supply before you leave. · p.54
- What your insurer needs to know about an empty home, before an absence becomes a claim problem. · p.69
- The payment request that should make you pause, and the independent check before you pay. · p.83
- The Auto Train is a choice to check, not assume: vehicle fit, access and the rest of the journey. · p.90
- The toll message that wants your card: use the real agency, not the link in the text. · p.100
- A flood zone and an evacuation zone are different: keep both map results. · p.111
- The bag you can actually carry, with medicines and essential papers where you can reach them. · p.119
- The last photos before you hand back the keys, so the rental condition is on record. · p.127
And that is a fraction of it. 60 lessons, 1 printable quick-reference tool, 136 pages.
136pages
60lessons
1printable tool
109official source pages
05
Get your copy
One payment. No subscription. Download the book and keep the link in your email.
The Florida Snowbird Rule Book
- 136 illustrated pages, with 60 practical lessons
- Rental, health coverage, insurance and travel checks
- Questions to use before you book, pay or leave home
- Printable planning prompts plus the Florida Winter Cheat Sheet
- 30-day money-back guarantee
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Martin Ellis · English
06
Meet your hosts
English
Martin Ellis
Martin presents the English Rule Book. Start with the rental and whole-stay budget checks, then work through health coverage, insurance, travel and your return home. Each lesson gives you a concrete task and a place to keep the answer.
YouTube channel ↗English
Elaine Wrenford
Elaine presents the English edition for readers who want their arrangements written down. The book brings housing, care, transport and emergency planning together in short lessons, with printable tools and checked official sources.
YouTube channel ↗Español
Marisela Olmeda
Marisela presents the Spanish edition for US visitors preparing a Florida winter. The lessons and printable tools cover rental questions, health coverage, insurance and travel, with official sources named where you need them.
YouTube channel ↗Español
Anselmo Ugalde
Anselmo presents the Spanish edition, from the first budget to the return home. Use its checklists and questions to compare a rental, call your insurer, arrange the drive and prepare for disruptions. The guidance comes from the book’s checked official sources.
YouTube channel ↗07
Questions buyers ask before they click.
Is a paper copy coming in the mail?
No. This is a PDF download. Read it on a phone, tablet or computer, or print it on plain paper. Nothing ships.
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Choose your edition and use Gumroad's checkout. After payment, open the download link. Keep the receipt email so you can find the file again.
Is it a subscription?
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What if I lose the file?
Open your Gumroad receipt and use its download link again. If you need help with your order, reply to that receipt.
$17 for a book?
You get the 136-page guide, 60 lessons and the printable cheat sheet in one place. Look at the real pages above to decide whether it will help with your winter plans.
Can't I find this free online?
The official information is public. The book puts the checks, questions and planning tools together, with sources, so you don't have to start from a pile of tabs.
I'm Canadian. Is this for me?
The guide is written for US domestic visitors planning a temporary Florida winter. It does not cover Canadian immigration, cross-border tax or provincial health-plan rules. Do not use it for those decisions.
Which edition or language should I get?
Choose Martin Ellis or Elaine Wrenford for English. Choose Marisela Olmeda or Anselmo Ugalde for Spanish. The four editions share the same core lessons and tools; each has its own host cover.
How do refunds work?
There is a 30-day money-back guarantee. Reply to your Gumroad receipt within 30 days to request a refund.
08
Ready when you are.
Check the rental. Ask about your coverage. Keep the answers where you can find them. Your Florida winter starts with the next question.
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